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Payment Methods & Terms

What are the payment options available at Wishvilla.coms?

Payment options currently available are Visa / Master Card, Maestro Card, Debit / Credit Card, Net Banking, Cash on Delivery, Online Bank Transfer.

Online payments is powered by Citrus payment gateway, which provide secure encrypted connections for all credit card, debit card and net banking transactions. It accepts payments by International Credit card also.

Is Cash on Delivery options available on all orders?

No, Cash on Delivery option is available for orders that satisfy the following options:

  1. Cash on Delivery options should be available for the pincode provided in shipping address. Your delivery address should be under serviceable network of our courier partner.
  2. The product value should be below Rs. 3000 and total cart value should not exceed Rs. 3000 in case of having multiple products in a cart.

 Is there any charges for opting Cash on Delivery?

Yes, does not provide COD option for free. COD is available on product value below Rs. 3000 (Total cart value should be below Rs. 3000 in case of multiple products in the cart to avail COD facility), at an additional charge of Rs 50 for products for every transaction. 

What is Online Bank Transfer?

Online Bank Transfer is a method of electronic funds transfer, where in you can directly transfer funds from your net-banking account to our Wishvilla account. For such payments you would need to enter the order id in the comments section and enter the relevant amount for the order.  On realising the amount in our account, we would execute your order. 

How is Onlline Bank Transfer different from Online Payment (by Citrus payment gateway) method?

In Online Payment method, you are redirected to safe and secure payment page of ebs to complete your online transfer. But in online bank transfer, you will be using online payment option provided by your bank. So once the order has been placed on Wishvilla, you will have to transfer the amount to our Wishvilla account through your net-banking facility. Our banking details are as follows:

Account Name: Wishvilla Ecommerce P Ltd

Bank Name: Yes Bank

Account No.: 019583800003101

IFSC Code: YESB0000195